Opening an account for ecommerce merchant is very hard. In other posts we have give reasons for this. I won't repeat the reasons but will focus on how to make it easier for yourself and for the bank or payments gateway to open an account for you.

• Have all your legal document in order - make sure you have all passports, proof of address, any company formation documents, tax IDs, bank statements, and licenses ready to be shared in an organised way.
• Most merchants give me documents which are misleading or even fake. When it comes to payments gateways and banks any document which isn't 100% accurate about you and your business should be excluded. I have seen basics like false addresses from legitimate customers leading to the customer being rejected.
• Have a Trustpilot score or customer reviews online.
• Keep some customer data like invoices and contracts on hand to provide as proof of business.
• Have good profiles of the owners and the people behind the business. The first step for a bank is to review the owners of the business. Having no information is a red flag.
• Make sure there is not generic information on your website, its seen as a sign of fraud.
• Disclose all the information you have. Too many times people will search your business and find information online which might shed negatively on your application.
• Create an online presence via review websites, Google, Linkedin, Facebook.
• There is nothing like too much information. Give as much information as you can, especially that which will show that you are a real person who can be trusted.
• The guys carrying out the checks are smart and are used the best tools to detect fraud and errors in your application. Don't lie and be honest at all times.