North Carolina Payday loans

Are North Carolina payday loans legal?

No, according to the law, North Carolina payday loans are illegal and as such North Carolina payday loan companies have rules they must follow. It means that companies have to cap their APR at 36%.

Alternatives to North Carolina  payday loans

Here is a list of companies that offer North Carolina payday loans or alternatives. Please do your research as each offer has their own advantages and disadvantages.

Other options to consider instead of North Carolina  payday loans

North Carolina payday loan costs

Regardless of the type of credit you are given by a North Carolina lending institution, you always have to pay the money back plus all fees and interest you signed up for. The interest you pay comes down to your credit history, the type of credit line you want, your employment history and your relationship with the institution itself. There are usually many types of fees such as application, disbursement, late payment and settlement fees.   We recommend you read the fineprint before you consider a North Carolina payday loan or similar. Remember that depending on the loan type there will be a non-sufficient funds fee, that is, if your check bounces you will pay a fine.